There's a guy at work who is having truck problems. He wrecked his truck and decided that rather than fix it, he was going to get a new truck. Then he realized that maybe he should get a used truck. So, he went to PNC Bank for a loan. Since they are PNC, they jerked him around for about 2 weeks while they told him he may or may not qualify for a loan. When he tells us this story, my project manager loans him $20 and drives him to her credit union. He opens an account and 20 minutes later is approved for the loan for his truck. He's amazed and we try to explain the concept of corporate banks vs. hometown credit unions. We attempt to expand that out into broader things so he can learn, but it falls flat. So, instead of hitting a few used car lots, he talks to his dad (in Michigan) and his dad says, "Well so and so up the road is selling his truck, we'll haul it down if you want it." [Anyone see the problems inherent with this scenario, 'cause he didn't] So, after waiting about 2 months just to get his truck brought to Pennsylvania (while he's paying on the loan for a truck he doesn't have), it finally arrives. While he's trying to get it registered he finds out he needs a PA license. So, he goes to get a PA license. But he doesn't have his original birth certificate. So, he sends to Michigan for that. More time lost. Finally he gets his PA license and is just about to complete the registration on the vehicle when his girlfriend calls in a panic. Your truck is gone. So he leaves work early and finds out that his apartment complex has impounded his vehicle because they claim it's abandoned. So, I contact a friendly lawyer and find out that he might have a case, but it all depends on the lease. We get the lease and he has no case. In order to get it unimpounded it has to have an inspection sticker (which it does not) and he will have to have it towed out of there. Thankfully he's a AAA member and has 100 free miles of towing. Does he take our advice and have it towed to a garage to get it inspected. No, back to the housing complex that towed it in the first place, after dropping 200+ to get it out of the impound. Then he tells us he took it to a dealership to get it inspected. We attempt to tell him that's a bad idea. So this morning he gets a call from the dealership. Your truck is going to need the following to pass inspection...would you like an estimate? So, he tells them to get an estimate and he gets off the phone and tells us that there's a ton of stuff that needs to be done before it will pass inspection. Now, let's keep in mind that he only paid $3000 for the truck to begin with and with all the hassle he's already climbing into an extra $500. They call back with the estimate. Between $800 and $1000 to fix everything. We then find out that he took a chevy truck to a kia dealership. At that point, we've given up on helping. At the very least you take it to the dealer that matches your model car. So, we find a guy at work whose brother works at a garage and get him the number. Then he tells us that after paying for the impound and the failed inspection, he won't have enough money til he gets paid at the end of the month. So we tell him to make an appointment. But he thinks he may not have enough money when he gets paid since his girlfriend gets paid later and he might have to front her share of the rent. So at this point he thinks he's looking at 3 weeks before he can get it inspected. Want to hear the kicker (as though it could get any better)? The truck is a stick and he doesn't know how to drive a stick. Oh to be young and stupid.